Sample Screens for After Retirement Withdrawals

Sample screen showing what the starting investment needs to be if you need $30,000/yr after retirement based on present dollars. That is, what you need per year now, not sometime in the future based on some dollar value then. This example assumes that the rate of return is only 1% over inflation. This could be a worse case situation. Notice that the yearly withdrawal is increased by inflation each year so that the purchasing power of the dollar is constant.

This example is the same as above but assuming the investment market is 6% greater than inflation. For the same withdrawal per year your investment only needs to be 2/3 the previous case. Using the program in this manner allows the user to determine future investment requirements for a certain standard of living, all based on todays dollars.